Swedbank: Housing Affordability Index for Baltics 12-2016

SwedbankThe housing affordability index (HAI) increased to 162.5 in Riga, but decreased to 145.9 in and to 124.3 in

  • In Tallinn, affordability decreased by 0.8 point in the third quarter this year compared with the same period in 2015, due to a slight increase in interest rates as growth was equal to wage growth.
  • In Riga, the HAI increased by 2.3 points as meagre wage growth was compensated for by 15-basis-points lower interest rates
  • In Vilnius, the HAI declined by 6.4 points because apartment growth continued to outpace wage growth.
  • The time needed to save for a down payment almost did not change in and Riga, where it was at 29.7 months and 25.0 months, respectively; it increased by 1 month and 3 weeks, to 38.1, in Vilnius.

Housing Affordability Index for Baltics – December 2016

Housing Affordability Index

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